Thursday, February 14, 2008

Affairs of the heart

Why do we as humans always get mad at one another when we've both been played for a fool by a loved one? My dear sister is in a complete state of rage because the wife of her ex-lover is pissed at her because they were together and both are in turn behaving quite childishly toward one another. No she shouldnt have cheated with the guy since they were both married, got that, not trying to defend it.



My wonder is over how it always plays out this way, the guy or I guess even the girl break their vows or promises if you arent married and while we as humans get upset over that we take our rage out on the "other person" like it is all somehow their doing. Not so. The betrayal of your vows was made by your partner. More than likely they started off telling this other person they werent married. If they did say they were married then I can assure you that you were made out to be the villian of the century in your every word and deed. Your partner put on this cloak and hid the truth from this person they became involved with just as they hid the truth of that involvement from you. The only person either of you should be enraged by is the partner that cheated on you. They should bear the brunt of your unleashed anger, not in any kind of physical way but for sure you should let them hear all the hurt and anger you have stored inside and are unleashing on the wrong person.

Tuesday, February 12, 2008

Am I Missing Something?

What happened to taking responsiblity for your actions? What happened to not counting chickens before they hatch?

Let me say first that I'm in no way trying to be a witch about this issue I'm about to address. I'm truly puzzled and must be missing some knowledge somewhere to not understand why this problem is anyone's fault but the person or person's who made the choices they made.

I see yet another headline about those who are about to have their home's foreclosed on getting help or some form of bailout or grace period from the government. What confuses me is how other than pure economics this is the governments problem. I understand that it destroys the economy. What I don't understand is how or why these people got into this predicament in the first place.

I know that I don't own a home because I can not afford a home. I rent because no matter what kind of creative financing some mortgage lender comes up with that I could not and would not be able to afford that ballon payment down the road if I can't afford it now. Would I love to own a home, yes. Could I qualify for one of these scam mortgages, yes. Would I as a responsible person ever apply for one of these things, no!

I'm not talking about the people out there that get divorced, lose a job, have a medical condition or in some other way have a legimate reason for falling behind on payments that is beyond control. I'm talking about those people that sat down at a table, were told their payments would increase by a large amount at a later time, knew they wouldnt be able to afford that larger payment but banked on being able to refiance later. What where they thinking! Why should we or the government bail these people out? This is a situation completely of their own making and we the country as a whole have to pay the price for that.

If these people are the victims of shady lending then the government should go after those lenders for fraud. If they can prove criminal practices on the lenders parts then the homeowners should be given standard loans at standards rates and those companies should be made to fund the difference. However, if the company didnt do anything fraudulent only immoral then the homeowners should be made to "bite the bullet" and deal with their home loans that they incurred by being irresponsible.

If I dont fully understand this situation please feel free to enlighten me. Its a puzzle to me how anything other than being responsible for your choices makes sense. Get two or three jobs, rent the house out, or loose the house, you made this decision now deal with the consequence.